top of page
Financial Consultation


Lending Services continues to be a unique and essential financial resource for many Tribal and community members. We are constantly looking for opportunities to secure loan capital and create new loan offerings to support our community needs.

To apply for a loan, complete this application!


Our electronic loan application is available, select the NCFS loan type from the options above. If you’ve properly submitted the application you will receive a reply email that it has been received with any current estimated processing times.

We currently offer:

Consumer loans:
Including Education loans, to enrolled members of the Confederated Tribes of the Umatilla Indian Reservation. These loans are primarily secured by the Tribal Quarterly General Welfare Assistance that CTUIR Tribal Government pays out on the 20th of February, May, August and November.

If you prefer to hand fill an application and mail it to NCFS you may print it out here.


Lending Services Staff and Contact Information:

Homeownership loans:

Land Lease loans to enrolled members of the Confederated Tribes of the Umatilla Indian Reservation interested in securing a 99-year lease on a lot in the new Nixyaawii Neighborhood. Our original capital for this loan has been depleted and we are working to obtain additional capital to reopen; applications at this time are suspended.

Homeownership Services:


Small Business Loans: (Now live!!!)

Micro loan: (Enrolled Tribal members only)
Emerging loan: (Enrolled Tribal Members, Descendants,  Reservation residents, and CTUIR employees) 

Small Business loan: (Enrolled Tribal Members, Descendants,  Reservation residents, and CTUIR employees) 

please apply using the online application. We have some pre-qualifications so make sure you are reviewing the FAQs sheet to answer any of your questions. 

Coming soon!!

Food Sovereignty Loan: for ag-related use such as fishing, farming, and livestock. 

All business loans require prequalification forms be done including: business intake form, NCFS approved business or financial class/webinar, and client engagement. 


Business Development Services:

It is the policy of Nixyáawii Community Financial Services (NCFS) to provide timely meaningful access for limited English language proficiency (LEP) persons to all NCFS programs and activities. Language Assistance Services are available at no cost. To request Language Assistance Services, Click Here

Socializing Online


The NCFS Loan Portal is active! You may sign up to view your existing loan transactions, statements and receive important messages. Please reference your enrollment number instead of a partial SSN or loan number. Your request will be forwarded to NCFS where we’ll link your current loan and activate your account, this typically is done within one business day. Once activated it is available to you 24/7!

bottom of page