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Financial Consultation


Lending Services continues to be a unique and essential financial resource for many tribal and community members. We are constantly looking for opportunities to secure loan capital and create new loan offerings to support our community needs.

To apply for a loan, complete this application!


Our electronic loan application is available, select the NCFS loan type from the options above. If you’ve properly submitted the application you will receive a reply email that it has been received with any current estimated processing times.

We currently offer:

Consumer loans, including Education loans, to enrolled members of the Confederated Tribes of the Umatilla Indian Reservation. These loans are primarily secured by the Tribal Gaming Dividend that CTUIR Tribal Government pays out on the 20th of February, May, August and November.

Land Lease loans to enrolled members of the Confederated Tribes of the Umatilla Indian Reservation interested in securing a 99-year lease on a lot in the new Nixyaawii Neighborhood. Our original capital for this loan has been depleted and we are working to obtain additional capital to reopen; applications at this time are suspended.

Emerging and Small Business loans are coming soon in the Fall of 2023 from new grant funding! Be sure you are working with Jacob, our Business Services Manager, for early preparations and to get on the business development services pipeline. 

If you prefer to hand fill an application and mail it to NCFS you may print it out here.


Lending Services Staff and Contact Information:

Socializing Online


The NCFS Loan Portal is active! You may sign up to view your existing loan transactions, statements and receive important messages. Please reference your enrollment number instead of a partial SSN or loan number. Your request will be forwarded to NCFS where we’ll link your current loan and activate your account, this typically is done within one business day. Once activated it is available to you 24/7!

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